Independent Financial Advice (IFA)

We also have a separate company which deals with Independent Financial Advice, and trades as M J Stansfield t/as C T O’Brien & Co (Life). When we acquired this business we kept the original name of the company.

C T O’Brien & Co is a trading style of Positive Solutions (Financial Services) Ltd, who are authorised and regulated by the Financial Services Authority.

We cover all aspects of Financial Services such as:

Mortgages - Including Residential Purchase, Remortgage, and Buy to Lets

Your home may be at repossessed if you do not keep up repayments on your mortgage.

Protection - Including Term Insurance, Mortgage Protection, Income Protection, Whole of Life, “Key Man” Insurance, Business protection and Accident, Redundancy & Sickness cover.

Pensions- Including Personal and Stakeholder pensions, Group Pensions, Company Pensions and Annuities.

Investments and Savings - Includes Bonds, ISAs, Tax Exempt Savings Plans, Endowments, Unit Trusts, OEICS and Child Savings.

If you would like advise on any of these area’s you can contact us by telephone on 01457-869153, via e-mail or via our contact page